Bad credit history secured loans broker. Low rates, fast completion

Best Secured Loans

We can help you find the best secured loan for your circumstances. We search the lenders to source the lowest interest rates and cheapest APR available.

There are different ways to take out a secured loan. You could go to a bank direct, but they will only offer you their own products. We believe the best way is to go to a loan broker who will look at many lenders to find the best rate available for your individual circumstances.

By finding the best secured loan, you can cut your monthly payments by replacing high rate credit cards, store cards and other unsecured loans with one affordable monthly payment.

Cut your monthly outgoings

apply now for a bad credit history secured loan

Bad credit history secured loans can be used for many purposes such as debt consolidation, business loans, for home improvements or perhaps to buy a car.

Another option that you may want to look at is an unsecured loan. These are available without having to offer any security and so may be more attractive to some people. However, take a look at our comparison table below to see which is more suitable for your circumstances.

What are the payments?

This website gives you the opportunity to find out exactly how much you could save, dependant on your individual circumstances.

For a specific quote for your own circumstances, click personal quotation. We will normally be able to get back to you within 24 hours. remember you are not under any obligation to accept any terms offered to you.

A quick comparison between unsecured and secured loans

Bad credit history secured loans are often available at lower interest rates than unsecured loans. This obviously helps with affordability and being able to meet loan repayments easily.

Unsecured loans are only available up to a maximum amount of £25000, whereas secured loans are available up to a maximum of £250000, so you are able to borrow a larger amount if necessary.

Unsecured loans usually have to be repaid within a short time, the maximum is usually 7 years. Secured homeowner loans allow you to spread the payments over 25 years or 30 years, so monthly payments can be reduced as there is more time to repay the loan.

Unsecured loans are usually not available to people with a bad credit record, such as mortgage arrears, CCJs (county court judgements) or defaults. Bad credit history secured loans are usually available whatever your financial situation.

One downside of secured loans is that not everyone has a house as security so not everyone is eligible. Also, a borrower risks losing their property if they fail to make timely repayments to the lender.

The application process

The application process for secured loans starts by filling in the forms relating to the loan and giving personal details. Before this is done, it is important that the qualifying criteria is met - we can advise you on this. Once all the paperwork is completed, a loan decision will be made in a few working days.

With so many lenders available, a secured loan will usually be approved, but this of course depends on the information supplied in your application and your property valuation.

Our Promise

As a company, we only get paid if we successfully get your loan paid out. We will endeavour to find the most suitable loan for your individual circumstances, and we will do everything we can to get your bad credit history secured loan paid out as quickly as possible.
Click here for a personal quotation

All loan applications will be treated confidentially.
You will never pay any up front fees or be charged for cancelling an application.

LOANS 10.8% APR TYPICAL

WRITTEN QUOTATIONS ON REQUEST. LOANS SUBJECT TO STATUS AND SECURED ON PROPERTY. THERE WILL BE A FEE FOR ARRANGING LOANS, TYPICALLY BETWEEN 0%-10% OF THE AMOUNT BORROWED.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.